According to Brazilian finance expert, Igor Cornelsen, the single most important element to know about amassing wealth is that investors are better off being a tenacious saver and a mediocre investor rather than being a below-average saver who plays in the stock market. “It’s like exercising,” says Igor Cornelsen. “If you strategize an efficient plan for cardio and weight training you’re more likely to keep in shape, but going to the gym for five minutes won’t help you out in the least.”
When you think about getting rich the first thought that comes to mind is the stock market, but amassing wealth is more about allowing your money to work harder for you. While savings may be the safer way to build a nest egg, it’s not exactly the easy way to approach wealth. Igor Cornelsen advises clients to bump up their savings systematically. Each year, ratchet the amount you save a little more. “I think the most simplistic approach to saving is living below your means, especially during those early years. You’ll come out ahead 25 years from now,” advises Cornelsen.
For investors, instead of banking on optimistic returns, invest in a balanced mix of stocks and bonds. And look for those funds that can be expected to beat inflation by a modest amount of points each year. For young investors just starting out, invest aggressively. Of course, the strategies that often promise the biggest potential on returns can also present the greatest potential for loss, so avoid long shots. Wondering if you could achieve great results by simply picking better funds? “Good luck consistently picking funds that outperform the market. It’s not impossible but it’s surely a gamble,” says Cornelsen.
Lastly, live on last year’s budget. Cornelsen points out on disqus that as pay climbs, many people increase their spending on discretionary items. “Forego spending and place those additional funds in a savings account, or increase your 401k savings.” Using other people’s money, like a handout from your employer to build wealth is the best case scenario. Tax-advantage accounts like a 401k and IRA allow you to build wealth quicker, and at the same time you can reduce your income taxes.
Igor Cornelsen has been advising clients on brandyourself.co of hitting that seven-figure mark for more than two decades. The Bainbridge Investments founder has had a front row seat to helping working class people amass wealth. Cornelsen says “the secret formula for reaching $1 million is manipulating and managing your money,” and “most households will miss the mark, but not for lack of desire. You just have to understand how to operate with what you have.”
Visitation restrictions limit the time inmates spend with friends, loved ones, and families. Luckily, there’s an alternative communication method to reach them. Securus Technologies create the best criminal and civil justice innovations for corrections, public safety, inmate communication monitoring, investigation, etc. It’s recently released a multipurpose video visitation software for smart devices. Recently, PRNewswire revealed that the newly developed application by Securus Technologies runs on Apple and Android OS. So, for those with iPod Touch devices, iPhones, or iPads by Apple or multiple generations of Android gadgets, Securus inmate visitation app promises convenient interaction channels to reach inmates. Download the Google Play app here.
The Apple version has already received 5,000 downloads since Securus Technologies released it. Meanwhile, its Android OS counterpart received 60,000+ downloads. It’s already difficult for inmates to cope while incarcerated. With this awesome video visitation app, Securus Technologies has created, families, friends and loved ones can reach those incarcerated easily. It’s the best alternative to expensive inmate phone calls, daunting visitation process, and exhausting out-of-town road trips. The app comes with agreeable perks and it’s the least expensive option. In-person inmate visitation and phone calls haven’t always been a convenient communication channel for relatives.Securus newest mobile app takes away these frustrations, allowing both parties to enjoy the maximum convenience. A missed birthday or another sacred event weighs on an inmate. The disappointment is usually immense, but it’s not always avoidable. Federal prison and correction visitation laws are sometimes behind this misfortune. Securus Technologies revolutionary video visitation software features advanced settings to sync upcoming appointments and notifications. In addition, it scans for the best cellular or Wi-Fi connection to improve video quality.
The Dallas, Texas-based company, Securus Technologies provides intelligent solutions for 1,200,000 inmates and 3,400 corrections, law enforcement and public safety units. Scheduling visitation with an inmate is a breeze as Securus newest Apple and Android remote app allow visitors organize everything virtually. Securus Technologies extend its service throughout North America across all channels, including biometric analysis, investigation, incident management, inmate self-service, communication, etc.
The for-profit American prison technology giant began serving different facilities across the region in 1986. It’s vastly expanded its network in recent decades, opening a regional branch in Atlanta. Additionally, it launched offices in Allen and Carrollton, Texas as well. Lastly, it’s team of trained professionals provide superb customer service.
Helane Morrison has been the compliance officer of Executive Committee at Hall Capital Partners LLC since she joined the establishment in 2007. Prior to joining Capital Partners, Ms Morrison spent eight years as the Regional Director at Securities and Exchange Commission and her absence thereafter was felt wholeheartedly according to this WSJ report. During the 1980s, Helane L Morrison practiced law at the San Francisco law firm, Howard, Rice, Nemerovski, Canady, Falk & Rabkin. Falk & Rabin, where she practiced business ligation and defense of private security actions, made Morrison a partner in 1991 until she left in 1996. In the 1980s, Helane L Morrison was a law clerk for Supreme Court Justice Harry A Blackmun.
Brooklyn born Helane L Morrison has a bachelor’s degree in journalism from Northwestern University. She went on to earn her JD in 1984 at Berkley School of Law in California. In 1987, Ms. Morrison was accepted to be a member of the California State Law Bar.For the past 30 years, Morrison has been breaking the glass ceiling by being one of the most effective women in the field of corporate law today. She owes it to Justice Harry A Blackmun who was a liberal judge, championing women’s causes, and changing outdated abortion laws. He inspired Morrison to be a legal champion, herself in that one year she worked as his law clerk. Helane L Morrison decided to transition into private practice.
The Hall Capital president is Sarah Stein. The Co-Chief investment officer is Kathryn Hall. The team of Morrison, Stein, and Hall believe that flexibility and resiliency are the two most important qualities for a successful woman. Morrison is committed to making sure their clients are treated ethically and investments aren’t corrupt. Each and every financial advisor is thoroughly examined to make sure they have a clean record.
Helane Morrison is a member of the board of the hedge fund sub committee of the American Bar Association. She volunteers her time making sure all hedge fund managers are treated equally and have the same amount of information needed to make proper decisions when investing.
An animal lover, Helane Morrison is on the board of the Regional Parks Commission. She is committed to preserving the wooded areas and making them safe for people and animals.